Run the whole business from one calm screen.
Navigate brings the whole business together: sales, purchasing, financial reporting, operations, people operations, and your marketplace and supplier integrations, across Africa.
- Mobile money: M-Pesa, Tigo Pesa, MTN MoMo and Airtel Money, alongside your bank and cash accounts.
- Tax integrations made easy: e-invoicing built in, with more tax authority and customs connections being added, for you to switch on as you need them.
Set up in an afternoon, not a six-month project.
30-day free period · Your data kept separate from every other business · Kenya, Uganda, Tanzania, Rwanda and across Africa
- What have I sold?
- KES 1.84M▲ 12% on last week
- Who owes me?
- KES 612K38 invoices · 6 overdue
- What do I owe?
- KES 290K4 supplier bills due Friday
- How much cash do I have?
- KES 2.31MBank + mobile money
- What stock do I have?
- KES 9.7M1,412 items · 3 branches
- What did I spend?
- KES 146KThis week, 22 expenses
- What is my profit?
- KES 402KGross, month to date
- What needs my attention?
- 5 items2 approvals · 3 low-stock parts
Work the way your business already works.
No accounting jargon on the front line. Your team follows simple steps; the double-entry journals, tax and stock valuation happen quietly underneath.
Sell
- Quote or sell
- Invoice, signed by eTIMS
- Receive by mobile money or card
- Receivable cleared automatically
Buy
- Request and approve
- Receive stock
- Match the supplier invoice
- Stock and payable updated
Spend
- Capture the expense on your phone
- Approve
- Pay
- Posted to the right cost centre
Everything a business needs, nothing it doesn't.
Turn on the modules you need today and add more as you grow. Each one follows the same simple patterns, so once your team learns one screen they know them all.
Sell
- CRMLeads and opportunities, quotations for leads — the lead becomes a customer to go on to an order.
- Customer experienceFeedback forms, links and QR codes, CSAT and NPS; complaints and product issues as tickets with owners, service levels, warranty and root causes.
- CustomersCustomer master, contacts, credit limits and payment terms.
- SalesQuotations, sales orders, deliveries, invoices, credit notes.
- ServiceWorkshop: reception and check-in, job cards, diagnosis, quotations, parts and labour in WIP, quality check, invoice, release, unit history.
- PaymentsCustomer receipts, M-Pesa prompts and matching, allocation, ageing.
Buy
- SuppliersSupplier master, supplier groups and control accounts, statements.
- PurchasingSuppliers, requests, purchase orders, goods received, supplier invoices.
- ImportsPurchase → import (GIT) → receive → landed costs and provisions → costing → release to a selling warehouse — one import reference across the documents.
- InventoryProducts, stock, serial numbers, batches, warehouses, stock counts.
- ExpensesExpense capture, claims, petty cash, approvals.
- Staff requestsStaff ask for an advance, claim expenses or request petty cash — approved by the matrix, paid by Treasury or the petty cash cashier, cleared with receipts.
Finance
- SACCO & cooperativeMembers, groups and stages; shares, deposits, savings and daily collections by M-Pesa, bank or cash; loans with guarantors, approvals and schedules; withdrawals — on a SACCO's own books.
- AccountingDouble-entry ledger, bank, tax, financial statements.
- TreasuryBank and cash positions, bank statements (entered or imported), bank reconciliation, reconciliation statement.
- Petty cashPetty cash funds (cashier), the treasury queue for staff payments, refunds and float replenishment, cash counts and staff balances.
- Fixed assetsThe asset register as a subledger: capitalization from purchasing, custody and transfers, depreciation runs, maintenance, revaluation, impairment and disposal — on the shared ledger.
Operate
- ApprovalsEvery approval in one place: what waits for you (approve or reject it there), what you submitted and where it stands, each workflow step by step, and the reports. Everyone sees their own; View shows every approval in the organisation.
- DeliveriesDelivery runs: routes, orders to deliver, one pick list per run, the driver's phone view with proof of delivery (who received it, signature, photo, location) and the reasons a delivery failed.
- Freight & shipmentsShipments for customers: rate cards per kg, trip, km, piece or m³; waybills; the journey from pick-up to proof of delivery; a public tracking page; delivered shipments billed on one invoice.
- Fleet managementVehicles and mobile equipment on your asset register: drivers, allocations and trips, fuel and meters, service schedules and work orders, tyres, incidents and insurance, compliance, cost per km and total cost of ownership.
- Lease & rentalsEquipment hire, vehicle rental and property leases on your asset register: reservations, dispatch and return, meter readings, usage-based billing to invoices, deposits, utilisation and profitability.
- ProductionRaw materials → production warehouse → issue to production → produce → finished goods, costed as produced — and disassembly, the reverse.
- ProjectsProjects, tasks, milestones, budgets, timesheets, profitability.
- Construction contractsContracts on projects with the client or subcontractors: bills of quantities and variations, progress certificates with retention and advance recovery, retention release, invoices from certificates.
- PeopleEmployee records, leave, attendance, org structure.
- PayrollConfidential: pay profiles, statutory deductions, payroll runs, payslips, staff loans, reports and the payroll journal. Only the owner and the Payroll Admins they assign.
Insight
- Reports & AnalyticsExecutive dashboard, analyses with comparison and drill-down to the document.
Marketplace
- Market PlaceYour products on the Navigate Marketplace — one marketplace for every business on Navigate; orders arrive as Sales Orders.
- Key suppliersYour key suppliers (Cargen first): their stock, orders, dispatch and delivery — both sides see the same status.
Admin
- Users & accessUsers, roles and permissions for this organisation.
- API centerM-Pesa, card, eTIMS, SMS connections, API keys and logs.
- SettingsCompany profile, branches, tax and fiscal year.
- Audit trailWho changed what, when and from where.
Connected to how Africa pays and files tax.
Each organisation connects its own accounts from the API center. Credentials are encrypted, every call is logged, and your developers get a versioned REST API with keys you control.
STK Push (Lipa na M-Pesa Online), payment callbacks, status query and automatic matching to customers.
Visa, Mastercard, M-Pesa and Airtel Money checkout pages with instant payment notifications (IPN).
Visa and Mastercard payment links across Africa, plus mobile money in supported markets.
Sign sales invoices and credit notes with KRA through OSCU, a local VSCU, or a certified eTIMS integrator.
Invoice, payment and approval SMS notifications to customers and staff.
Any SMS provider with an HTTP API: its send URL, authentication and message body. Used by Customer experience for acknowledgements and updates.
Daily owner reports, invoices, statements and payment confirmations on WhatsApp.
A mailbox such as [email protected]: Customer experience turns each new email into a ticket, or a reply on the customer’s open one.
Collections and disbursements via Airtel Africa Open API. Coming soon
Collections via MTN MoMo API. Coming soon
Uganda electronic fiscal receipting. Coming soon
Automatic bank feeds for reconciliation (Equity Jenga, KCB Buni, Stanbic). Coming soon
Register in five steps, in about ten minutes.
Then sign in and follow the go-live checklist, and the Help Center inside Navigate shows you how to do everything else. Read the step-by-step guide →
Affordable to start. Capable as you grow.
Priced by how your business works, not by how many people log in: every plan includes users, branches and stores, and one more branch is a modest monthly extra — not a whole upgrade. Move up without migrating anything. Prices are per organisation per month.
Trade & Serial
Shops selling spare parts and complete units
- Everything in Spares Starter
- Serial, chassis and engine number tracking
- Stock transfers
- Goods received
- Invoices and delivery documents
- Serial history
- 4 users (more in bundles of 2 at KES 500/month)
- 1 branch (more at KES 1,000/month each)
- 1 extra store (more at KES 500/month each)
Business Accounting
Businesses needing formal financial control
- Everything in Trade & Serial
- General ledger
- Receivables and payables
- Cashbook and bank reconciliation
- Tax configuration
- Automated postings
- Core financial statements
- 6 users (more in bundles of 5 at KES 1,000/month)
- 1 branch (more at KES 1,500/month each)
- 1 extra store (more at KES 500/month each)
Multi-Branch
Businesses operating several branches or warehouses
- Everything in Business Accounting
- Branch and warehouse inventory
- Inter-branch transfers
- Central purchasing and requisitions
- Branch permissions
- Consolidated reporting
- 15 users (more in bundles of 5 at KES 1,000/month)
- 3 branches (more at KES 1,500/month each)
- 5 extra stores (more at KES 500/month each)
Operations
Businesses needing specialist operational modules
- Everything in Multi-Branch
- Selected specialist modules: projects and job costing, fleet and maintenance, rental and leasing, or production
- Fixed assets
- Final price depends on scope
- 15 users (more in bundles of 5 at KES 1,000/month)
- 3 branches (more at KES 1,500/month each)
- 5 extra stores (more at KES 500/month each)
Corporate
Established businesses with broader control requirements
- Advanced approvals and workflow configuration
- Cost centres and budgets
- Operational reporting
- People (HR) and payroll
- Multiple enabled modules
- 30 users (more in bundles of 10 at KES 1,500/month)
- 5 branches (more at KES 2,000/month each)
- 10 extra stores (more at KES 500/month each)
Advanced
Complex businesses requiring deeper integration and controls
- Broader ERP coverage
- Advanced production, project and fleet processes
- Stronger audit and access controls
- Automation
- Open REST API and expanded integrations
- Online shop and brands
- 50 users (more in bundles of 10 at KES 1,500/month)
- 10 branches (more at KES 2,000/month each)
- 20 extra stores (more at KES 500/month each)
Enterprise
Large groups and complex deployments
- Multi-company consolidation
- High transaction volumes
- Bespoke integrations
- Dedicated infrastructure
- Data migration
- Negotiated service levels
- Unlimited users
- Unlimited branches
- Unlimited extra stores
Data migration, custom development, extensive training and bespoke integrations are quoted separately. Payment-processing, SMS and messaging charges from third parties are not included.
Ready when you are.
Register in about five minutes and start straight away: no approval to wait for. Need longer than your free period? Ask us to extend it.